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First Commonwealth Bank is committed to protecting user privacy, and the First Commonwealth Bank website is maintained consistent with the Banking Industry Privacy Principles for U.S. Financial Institutions.
First Commonwealth Bank recognizes and respects the privacy expectations of its customers and is always willing to explain its principles of financial privacy to its customers in the appropriate fashion. We will make available our privacy guidelines to our customers upon request.
The First Commonwealth Bank website does not collect personal identifying information about site users except when specifically and knowingly provided by such users. Once you have provided personal identifying information, it will only be used for purposes of managing the First Commonwealth Bank website, or for such other purposes as described at the point of data collection. Such information will not be transferred to other parties unless otherwise stated at the point of data collection.
First Commonwealth Bank collects, retains and uses information about individual customers only where we reasonably believe it would be useful (and allowed by law) in administering our organization's business and in providing products, services and other opportunities to our customers.
First Commonwealth Bank has established procedures so that a customer's financial information is accurate, current and complete in accordance with reasonable commercial standards. First Commonwealth Bank also responds to correct inaccurate information in a timely manner.
First Commonwealth Bank limits employee access to personally identifiable information to those with a business reason for knowing such information; we educate our employees so that they will understand the importance of confidentiality and customer privacy; and, we also take appropriate disciplinary measures to enforce employee privacy responsibilities.
First Commonwealth Bank maintains appropriate security standards and procedures regarding unauthorized access to customer information.
First Commonwealth Bank does not reveal specific information about customer accounts or other personally identifiable data to unaffiliated third parties for their independent use, except for the exchange of information with reputable information reporting agencies to maximize the accuracy and security of such information or in the performance of bona fide corporate due diligence, unless
1) the information is provided to help complete a customer initiated transaction; 2) the customer requests it; 3) the disclosure is required by/or allowed by law (i.e. subpoena, investigation of fraudulent activity, foreclosure, etc.); or 4) the customer has been informed about the possibility of such disclosure for marketing or similar purposes through a prior communication and is given the opportunity to decline (i.e. "opt out").
If personally identifiable customer information is provided to a third party, First Commonwealth Bank insists that the third party adhere to similar privacy principles that provide for keeping such information confidential.
| First Commonwealth Bank has devised methods of providing a customer with an understanding of our privacy policies. If you have any questions about your rights as a user of this service, you may reach the site administrator as follows. |
fcbinfo@myfcb.com
Security Statement
First Commonwealth Bank employs the latest in Internet Security and User Authentication to ensure that data being transmitted through the Internet Banking System is secure from unauthorized access. The methods are outlined below.
Digital Ids from VeriSign
First Commonwealth Bank's IBS system uses digital IDs certified by VeriSign, an industry leader in digital identification certificates, to authenticate user information and provide access to the data through the system.
How do digital IDs work?
Digital IDs work off of a matched key setup where the server has a "private" key issued only to the server and a "public" key widely distributed to the bank's customers. A digital ID requires a matched pair of keys that are unique to each other to encrypt and decrypt data. With this setup, transactions created, encrypted, and transmitted by bank customers using the public key can only be decrypted by the other key in the pair running on the server.
Secured Data Transmission
The Internet Banking System combined with digital ID authentication through VeriSign allow the server to implement Secure Sockets Layer (SSL) protocol, the standard technology for secure web-based communications. With SSL, data traveling between the bank and customer is encrypted and can only be decrypted through the pairing of the public and private key pair. SSL capability is built into server hardware and browsers, but requires a digital ID to be functional.
Server Access
Server access is protected using a firewall computer and the leading firewall software, CheckPoint's Firewall-1. Firewall computers provide secure access to the Web Server and Checkpoint's software by only allowing authorized traffic to hit the Server.
By combining the latest technology with authenticated access to the web server, First Commonwealth Bank makes your Internet Banking transactions secure.
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