First
Commonwealth Bank is committed to protecting user privacy, and the First
Commonwealth Bank website is maintained consistent with the Banking Industry
Privacy Principles for U.S. Financial Institutions.
First Commonwealth Bank recognizes and respects the privacy expectations of its
customers and is always willing to explain its principles of financial privacy
to its customers in the appropriate fashion. We will make available our privacy
guidelines to our customers upon request.
The First Commonwealth Bank website does not collect personal identifying
information about site users except when specifically and knowingly provided by
such users. Once you have provided personal identifying information, it will
only be used for purposes of managing the First Commonwealth Bank website, or
for such other purposes as described at the point of data collection. Such
information will not be transferred to other parties unless otherwise stated at
the point of data collection.
First Commonwealth Bank collects, retains and uses information about individual
customers only where we reasonably believe it would be useful (and allowed by
law) in administering our organization's business and in providing products,
services and other opportunities to our customers.
First Commonwealth Bank has established procedures so that a customer's
financial information is accurate, current and complete in accordance with
reasonable commercial standards. First Commonwealth Bank also responds to
correct inaccurate information in a timely manner.
First Commonwealth Bank limits employee access to personally identifiable
information to those with a business reason for knowing such information; we
educate our employees so that they will understand the importance of
confidentiality and customer privacy; and, we also take appropriate disciplinary
measures to enforce employee privacy responsibilities.
First Commonwealth Bank maintains appropriate security standards and procedures
regarding unauthorized access to customer information.
First Commonwealth Bank does not reveal specific information about customer
accounts or other personally identifiable data to unaffiliated third parties for
their independent use, except for the exchange of information with reputable
information reporting agencies to maximize the accuracy and security of such
information or in the performance of bona fide corporate due diligence, unless
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The information is provided to help complete a customer initiated
transaction;
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The customer requests it;
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The disclosure is required by/or allowed by law
(i.e. subpoena, investigation of fraudulent activity, foreclosure,
etc.);
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The customer has been informed about the
possibility of such disclosure for marketing or similar purposes
through a prior communication and is given the opportunity to
decline (i.e. "opt out").
If personally identifiable customer information is provided to a third party,
First Commonwealth Bank insists that the third party adhere to similar privacy
principles that provide for keeping such information confidential.
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First Commonwealth Bank has devised methods of
providing a customer with an understanding of our privacy policies.
If you have any questions about your rights as a user of this
service, you may reach the site administrator as follows.
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fcbinfo@myfcb.com
